TOPIC

Buy a home with City help

Buy a below market rate home. Get a loan for a downpayment. Includes services for homeowners.

How to buy a home with City help

First time homebuyers can buy a home at a below market rate price and get a loan for a down payment.Learn about buying

First time homebuyers can buy a home in San Francisco at below market rate (BMR) prices.

Apply to buy a home at a price set by the open market. No bidding needed.

Get a loan up to $500,000 to buy a home at a below market rate (BMR) or fair market price.

Apply to buy at a below market rate price without entering a lottery. We review applications in the order they come in. View listings

For people looking to buy a home

The first step is to attend an orientation session about affordable homeownership programs.

To buy a home with City help, you have to attend an orientation, a workshop, and meet a housing counselor.

Lottery preference programs give you a better chance at getting housing.

A lottery determines your place in line to get housing. Find out how it works.

Learn what happens after a Below Market Rate homeownership lottery is run.

MOHCD housing programs have income and household size requirements. Some units are for specific populations.

Find out when new affordable housing listings are posted on DAHLIA.

For current homeowners

If you bought a home with City help, each year you must confirm that you are living there.

Help for City program homeowners to refinance, improve, or resell their home.

Get a loan to pay for past due mortgage, property taxes, HOA fees, or needed repairs.

What to do if you are a San Francisco homeowner at risk of falling behind on house payments

Get help

Counselors can help with your application and housing search.